By virupaikra-93 Job Summary
IOB Bank Recruitment 2026: Apply Online for 291 Generalist & Specialist Officer Posts
Indian Overseas Bank (IOB), a leading public sector bank headquartered in Chennai, has invited online applications from eligible candidates under IOB Bank Recruitment 2026 for the posts of Generalist and Specialist Officers across various scales for the year 2026-27. This recruitment drive covers a total of 291 vacancies spread across JMG Scale I, MMG Scale II, and MMG Scale III positions, including roles such as Branch Management, IT, Information Security, Credit, Risk, and Security Officer. Interested and eligible candidates can register online starting 29 August 2026, with the last date for submission being 15 September 2026. This article provides a complete breakdown of the eligibility criteria, important dates, application fee, vacancy distribution, salary structure, exam pattern, and the step-by-step application process for this recruitment.
IOB Bank Recruitment 2026 | Overview Table
| Particulars | Details |
|---|---|
| Organization Name | Indian Overseas Bank (IOB) |
| Recruitment Name | IOB Bank Recruitment 2026 |
| Post Names | Generalist Officer & Specialist Officer (14 Post Codes) |
| Advertisement Number | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Job Location | Anywhere in India |
| Grades Covered | JMGS I, MMGS II, MMGS III |
| Mode of Application | Online |
| Application Start Date | 29 August 2026 |
| Application Last Date | 15 September 2026 |
| Selection Process | Online Examination + Interview |
| Official Website | www.iob.bank.in |
IOB Bank Recruitment 2026 | Important Dates
| Activity | Date |
|---|---|
| Notification Release Date | 28 August 2026 |
| Online Registration Start Date | 29 August 2026 |
| Online Registration Last Date | 15 September 2026 |
| Application Fee Payment Window | 29 August 2026 to 15 September 2026 |
| Eligibility Cut-off Date (Age, Qualification & Experience) | 01 August 2026 |
Why the 01 August 2026 Cut-off Date Matters
All eligibility parameters — including candidate age, educational qualification, and post-qualification work experience — will be assessed as they stand on 01 August 2026. Candidates must ensure their certifications and experience letters are valid as of this date before applying.
IOB Bank Recruitment 2026 | Application Fee
| Category | Application Fee (Inclusive of GST) |
|---|---|
| SC / ST / PWBD (Intimation Charges Only) | ₹175/- |
| General / OBC / EWS / All Others | ₹1000/- |
Mode of Fee Payment
The application fee can be paid only through online mode, using Debit Card, Credit Card, Net Banking, UPI, or BHIM. Once submitted, the application fee is non-refundable and cannot be adjusted against any other recruitment process, even if the candidate withdraws or is found ineligible later.
IOB Bank Recruitment 2026 | Age Limit (As on 01.08.2026)
Age limits vary by post. Here is a quick summary of the minimum and maximum age brackets across the notification:
| Post Category | Minimum Age | Maximum Age |
|---|---|---|
| Manager (Branch Management) | 23 Years | 33 Years |
| Manager (IT) | 25 Years | 35 Years |
| Manager (Information Security / IS Audit) | 22 Years | 32 Years |
| Senior Manager (IT) | 28 Years | 38 Years |
| Senior Manager (Information Security / IS Audit) | 25 Years | 35 Years |
| Senior Manager (Database Administrator) | 28 Years | 38 Years |
| Senior Manager (Network / Cyber Security Administrator) | 25 Years | 35 Years |
| Manager (Credit) | 23 Years | 33 Years |
| Senior Manager (Credit / Risk) | 25 Years | 35 Years |
| Assistant Manager (Security) | 30 Years | 45 Years |
Age Relaxation Details
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PWBD) | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Ex-Servicemen (with 5+ years military service) | 5 Years |
Note: Cumulative age relaxation for SC/ST/OBC candidates is capped at a maximum upper age limit of 50 years.
IOB Bank Recruitment 2026 | Vacancy Details (Category Wise)
| Post Code | Post Name | Grade | Total Vacancies | SC | ST | OBC | EWS | UR (Gen) |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 |
| 02 | Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 |
| 03 | Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| 05 | Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| 11 | Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 |
| 12 | Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 |
| 13 | Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 |
| 14 | Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 |
| Total | 291 | 46 | 21 | 79 | 28 | 117 |
PWBD (Persons with Benchmark Disabilities) Reserved Seats
Out of 291 total vacancies, 12 seats are reserved on a horizontal basis for PWBD candidates: 4 for Hearing Impaired (HI), 5 for Orthopedically Challenged (OC), 2 for Visually Impaired (VI), and 1 for Intellectual Disability (ID) category.
Important: The Manager (Branch Management) post is the only Generalist Officer post; all other posts fall under the Specialist Officer category.
IOB Bank Recruitment 2026 | Educational Qualification
Manager – Branch Management
A Bachelor’s degree (Graduation) in any discipline from a recognized university, along with a minimum of 3 years of experience as an Officer in a Scheduled Public/Private Sector Bank (at least 2 years in Branch Banking).
Manager / Senior Manager – IT
B.E./B.Tech in CS/IT/Electronics, or MCA, or M.Sc. (Computer Science/IT), along with 5 years (Scale II) or 8 years (Scale III) of post-qualification IT experience, including hands-on expertise in a specialized domain such as Full Stack Development, Cloud Engineering, Network/Database Administration, DevOps, or Cyber Security.
Manager / Senior Manager – Information Security & IS Audit
B.E./B.Tech/M.E./M.Tech in Computer Science, IT, Electronics & Communication, or Cyber Security, with 2–5 years of relevant experience in domains like Web/Mobile Application Security Testing, API Security, Source Code Review, or Red Team activities.
Senior Manager – Database, Network & Cyber Security Administrator
Engineering/MCA background with 5–8 years of hands-on experience in Database Administration, Network Operations, or Cyber Security domains, along with certifications like OCA/OCP, CCNA/CCNP, or CISSP as applicable.
Manager / Senior Manager – Credit
Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM, or CA, or CMA qualification, along with 3 years (Scale II) or 6 years (Scale III) of post-qualification banking/financial institution experience in the credit domain.
Senior Manager – Risk
Graduation with MBA (Finance)/PGDM/Master’s in Statistics or Economics, or a Financial Risk Management certification from GARP/PRMIA, with 5 years of relevant experience in Risk, Credit, Forex, or Treasury.
Assistant Manager – Security
Graduate with a Computer/IT certification course, and must be a retired JCO (or equivalent) with 5 years of service in the Army/Navy/Air Force, or a retired Police/Paramilitary Officer of Inspector rank with equivalent service.
IOB Bank Recruitment 2026 | Selection Process
The selection of candidates for all posts will be conducted in two stages:
Stage One – Online Examination
An objective-type online test consisting of 100 questions covering English Language, General Awareness (Banking Industry), and Professional Knowledge relevant to the post applied for.
Stage Two – Personal Interview
Candidates who qualify in the online examination will be shortlisted for a Personal Interview, which carries a maximum of 100 marks and evaluates Role-related Industry Exposure, Subject Knowledge, and Communication Skills.
Final Merit List Weightage
The final merit list will be prepared based on a combined weightage of 80% for the Online Examination and 20% for the Interview.
IOB Bank Recruitment 2026 | Salary & Pay Scale
| Grade / Scale | Pay Scale (In Rupees) |
|---|---|
| JMGS I | 48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85290 |
| MMGS II | 64820 – 2340/1 – 67160 – 2680/10 – 93960 |
| MMGS III | 85920 – 2680/5 – 99320 – 2980/2 – 105280 |
Additional Perks and Allowances
Along with basic pay, selected candidates are entitled to Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other benefits as applicable. Specialist Officers joining in MMGS II and III grades are also eligible for Conveyance Expenses, Newspaper Cost, Telephone/Mobile Expenses, Residential Furniture, and Bank-owned or leased accommodation, effective from the probation period itself.
Probation Period
Generalist Officer (Branch Management) candidates serve a probation of 6 months. Security Officer (JMGS I) candidates serve a probation of 2 years. All other Specialist Officer posts carry a probation period of 1 year.
Service Bond
Selected candidates under JMGS I must execute a service bond of ₹2,00,000, while candidates under MMGS II & III must execute a bond of ₹2,50,000 — both requiring a minimum service commitment of 3 years.
IOB Bank Recruitment 2026 | Exam Pattern
For Generalist Officer (Branch Management)
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge (Banking Law, Indian Economy, Financial System, Accounting) | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
For All Other Posts (Specialist Officers)
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness (Banking Industry) | 25 | 25 | 30 Minutes |
| Professional Knowledge (Post-wise) | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Key Exam Rules
There is no minimum qualifying mark requirement for the English Language and General Awareness sections. However, candidates must secure at least 35% for unreserved category and 30% for reserved category candidates in the Professional Knowledge section. A penalty of 1/4th mark will be deducted for every wrong answer, while unattempted questions carry no penalty.
IOB Bank Recruitment 2026 | Documents Required at Interview
Candidates shortlisted for the interview must carry the following documents in original along with self-attested photocopies:
- Printout of the valid Interview Call Letter
- System-generated printout of the online application form
- Proof of Date of Birth (Birth Certificate or Class X Certificate)
- Photo ID Proof (Passport/Aadhaar/PAN Card/Driving Licence/Voter’s Card)
- Mark sheets and certificates for educational qualifications
- Work experience proof (Experience Certificates, Appointment Letters, Relieving Letters, Salary Slips)
- Certificates of preferred professional certifications
- Caste Certificate (for SC/ST/OBC/EWS candidates, in the prescribed format)
- Disability Certificate (for PWBD category candidates)
- No Objection Certificate (for candidates currently employed in Government/PSU roles)
How to Apply for IOB Bank Recruitment 2026
Visit the Official Website: Go to www.iob.bank.in and navigate to the “Careers” page.
Open the Recruitment Link: Click on the link “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.”
Register Online: Select the desired post and click on “Click here to Register Online.”
Complete Registration: Finish the registration process and note down the system-generated Registration Number and Password.
Upload Documents: Upload the scanned photograph, signature, left thumb impression, and handwritten declaration as per the specified format and size.
Fill the Application Form: Enter all required personal, educational, and professional details carefully in the online application form.
Pay the Application Fee: Pay the applicable application fee/intimation charges through the online payment gateway (Debit Card/Credit Card/Net Banking/UPI).
Submit and Save: Click on “Complete Registration” and take a printout of the submitted application form and the fee payment e-receipt for future reference.
IOB Bank Recruitment 2026 | Previous Post
A: Indian Overseas Bank has announced a total of 291 vacancies for Generalist and Specialist Officer posts across JMG Scale I, MMG Scale II, and MMG Scale III.
A: The online application process closes on 15 September 2026, and registration began on 29 August 2026.
A: The application fee is ₹175/- for SC/ST/PWBD candidates and ₹1000/- for all other candidates, inclusive of GST.
A: Selection is based on an Online Examination followed by a Personal Interview, with the final merit list prepared using an 80:20 weightage between the exam and interview scores.
